I love hearing stories of Lifers who are taking baby steps forward in their finances!
Don’t stress over trying to make this happen all at once - trust God’s process, take baby steps forward, and celebrate every small victory!

Remember, babies don’t go from crawling on the floor to running marathon races in one day — it takes time!  
Give yourself some grace during this process.

I believe you can do this and God has promised that you can do this:

“Now, if anyone is enfolded into Christ, he has become an entirely new creation.
All that is related to the old ways has vanished.
Behold, everything is fresh and new.”
— 2 Corinthians 5:17, The Passion Translation


The old way of doing finances was spending without planning and purchasing without wisdom.

Now we’re beginning to see the New You:
  • Have a Written Budget
  • Track Your Monthly Spending Habits
  • Consider downloading the free Every Dollar App

Every tool in your tool belt will help you become the New You.

Now it’s time to build up your Emergency Fund.



In Life Church’s Financial Peace Class, building your $1,000 Emergency Fund is the first step toward winning with finances.
Again, you don’t have to do this in one day, but you do need to start today.

Open a separate savings account at a separate bank (you want to make it HARD to access these emergency funds so that you are not tempted to dip into them).

Start with something in your Emergency Fund and make it your goal to increase the total to $1,000.

Think baby steps.



One of the easiest ways to beef up your emergency fund is to sell some stuff!
Go take a look in your garage or dig through your closet—is there anything you could part with?

Selling some items that are collecting dust can add up to major cash in your emergency savings. And every little bit helps!

You’d be surprised at how quickly $5 here or $10 there can add up.
Plus, you’re doing some decluttering at the same time.

And let’s not forget about that wonderful four-letter word: work.
Take on a part-time job.
Start a side business.
Look into dog walking in the mornings before your day job or babysitting those cute kids next door every other weekend.
It’s little things like this that can really help you stack extra cash fast!

Another great way to find extra cash?
Take Dave Ramsey’s 14-Day Money Finder Challenge!
You might be pleasantly surprised at how much cash you can find when you take a closer look at your lifestyle.

The average person ends up finding $2,000 for the year—so go take the challenge and see how much extra cash you can find!



Take a second and dream with me—can you imagine what it would feel like to have no debt payments and have six months’ worth of expenses saved in the bank sitting pretty in your emergency fund?

Seriously, stop and think about what life would feel like.
You’d be able to breathe easier with that safety net in place, wouldn’t you?

An emergency fund is sort of like insurance
—it costs you some money upfront, but it covers you when things go bad.

Now that you have that picture in your mind, start putting your emergency fund in place!
Get on a budget and begin saving.

You’ll be amazed at how quickly your emergency fund piles up when you aren’t making debt payments!
But the best part?
You’ll feel an amazing sense of security after completing this baby step!

In fact, if the roof leaks or the washer breaks, don’t be shocked if you end up thinking, “Eh, what’s the big emergency anyway?”
That’s the peace of mind that comes with completing your emergency fund!

It turns what would have been a major emergency into just a little inconvenience.

“What seems impossible to you is never impossible to God!”
— Jesus in Matthew 19:26

If you want to save money fast, you need a plan.
It’s about time you had one, isn’t it?
Get step by step guidance with our course, Financial Peace University.
This is the proven plan that has helped over 5 million people take control of their money and spending habits. Are you next?